2026 Dividend Tracker: The Top Performers at a Glance

In the current high-interest rate environment, hitting the 15% mark is the gold standard for SACCO profitability. Here are the leading societies that have already announced their 2025/2026 payouts.

The "20% Club": Market Leaders

• Tower SACCO: Leading the pack yet again, Tower SACCO returns remain unmatched. For the 2025 financial year, the society announced a staggering 20% dividend on share capital and 13% interest on deposits, distributing over Ksh 2.88 billion to its 250,000+ members.

• Ports SACCO: Matching the top spot, Ports SACCO announced 20% dividends on shares and a competitive 12.5% interest on deposits.

The "High-Growth" Tier (16% – 19%)

• Yetu DT SACCO: A standout performer with a 19% dividend on shares and 13% interest on deposits.

• Unison SACCO: Announced an impressive 18.5% dividend on shares and 12.6% interest on deposits.

• Ollin SACCO: Maintaining its strong reputation with 17.5% dividends on shares.

• Cosmopolitan DT SACCO: Recently announced 16.5% dividends on shares and 12.05% interest on deposits, following a 16% growth in its asset base.

• Winas SACCO: Announced 16.5% dividends on shares and 12.5% interest on deposits.

• Capital SACCO: Offering a solid 16% dividend on shares.

The "Stability" Tier (14% – 15%)

• Stima SACCO: As one of Africa’s largest cooperatives, Stima SACCO dividends 2026 remain a benchmark for the industry. The society has maintained its consistent 15% dividend on shares and 11% interest on deposits, distributing a total payout of approximately Ksh 4 billion.

• Mentor SACCO: Announced 15% dividends on shares.

• Trans Nation SACCO: Matching the 15% mark for share capital returns.

• Newfortis SACCO: Announced 14% dividends on shares and a high
  
  
  

  Why This Data Matters for Buyers on Saccoshares

  When you use the Saccoshares marketplace to buy share capital, you aren't just joining a society; you are buying into a revenue-generating asset. Here is how to use this tracker to your advantage:

  1. Yield Comparison: While Stima SACCO offers massive stability and a 15% return, Tower SACCO provides a higher immediate yield at 20%. Depending on your risk appetite, you can choose to buy shares in societies with the highest current payout.

  2. The "Rebate" Bonus: Profitability isn't just about dividends. Look at societies like Yetu or Newfortis that offer 13% interest on deposits. This high rebate rate ensures your savings grow almost as fast as your shares.

  3. Capitalization Opportunities: Many high-performing SACCOs allow you to "capitalize" your dividends—using your 18% or 20% payout to buy more shares automatically. This triggers a compounding effect that can double your wealth over a few years.

   
  Summary Table: 2026 Top Dividend Payouts
  

  SACCO Name	Dividend on Shares	Interest on Deposits	Status
  Tower SACCO	20%	13%	Confirmed
  Ports SACCO	20%	12.5%	Confirmed
  Yetu DT SACCO	19%	13%	Confirmed
  Unison SACCO	18.5%	12.6%	Confirmed
  Ollin SACCO	17.5%	12.2%	Confirmed
  Winas SACCO	16.5%	12.5%	Confirmed
  Cosmopolitan	16.5%	12.05%	Confirmed
  Stima SACCO	15%	11%	Confirmed

  
  
  

  Conclusion: Is it Time to Buy?

  The early 2026 data shows that the SACCO sector is significantly outperforming the Nairobi Securities Exchange (NSE) and traditional fixed deposit accounts. If you missed the January AGM cycle, now is the perfect time to visit Saccoshares and search for listings in these high-performing societies to position yourself for the 2027 payout.